Credit Approval Officer
Welend Limited
- Company Industries：Financial Services
Job Information
- Post Date：2017-02-17
- Career Level：Entry Level
- Location：Not Specified
- Salary：Salary provided
- Employment Type：Full Time
- Job Function：Credit Analysis / Approval Loan Others
Job Description
Responsibilities
- Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for personal installment loan applications
- Process credit applications according to credit policies and underwriting standards
- Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines
- Perform verification to detect fraud application and prevent fraud
- Participant in projects with the aim of optimizing the credit operation and process
Requirements:
- Higher Diploma or above
- Minimum 1 year related experience in unsecured credit products. Personal loan experience is an advantage
- Self-initiative and good team player
- Excellent interpersonal and communication skillWe offer competitive salary package to the successful candidate. All information provided by applicants will be used for recruitment purposes only.
If you are interested in joining this exciting team, please apply with your resume via "Apply" button below.
Company Info
WeLab is a leading fintech company in Asia with one of the first virtual banks established in Hong Kong. WeLab provides financial services by creating seamless digital experiences to over 36 million customers across Hong Kong, Mainland China, and Indonesia.
Using its proprietary risk management technology and advanced AI capabilities, WeLab effectively analyzes unstructured mobile big data within seconds to provide innovative financial services and offer consumer financing solutions for individual customers. The company also offers B2B enterprise solutions by partnering with traditional financial institutions, which utilize WeLab’s technology to offer fintech-enabled services to their customers. WeLab operates WeLend and the WeLab virtual bank in Hong Kong, WeLab Digital (我来数科), Taoxinji (淘新机), Wallet Gugu (钱夹谷谷) and Tianmian Tech (天冕科技) in Mainland China and Maucash in Indonesia.
WeLab’s investors include Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison’s TOM Group, International Finance Corporation (a member of the World Bank Group), Alibaba Entrepreneurs
Fund, Sequoia Capital and ING Bank.
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