Our client is an expanding Financial Institutiona in Asia.

• Oversee the full range of management duties for the loan review, compliance, collections and credit analysis functions including adherence to policies and practices of the Group and applicable regulatory and governmental agencies
• Formulate the internal credit lending process to ensure smooth approval, execution, credit alert and recovery process in place. Implement a system of credit analysis and quality assurance for loans made as required by the Group
• Supervise the team to ensure correctness of all credit control measures and operation / administration tasks performed by the department
• Perform in-depth credit assessment of clients and control of risk in relation to the collaterals of lending assets
• Actively work with various business and stakeholders to ensure a balance decision between risk and reward for the Group
• Formulate credit policies and control to ensure internal and regulatory standards are updated
• Take charge and to address any enquiries from the SFC and Head Office pertaining to credit related regulatory and compliance issues
• Prepare written analyses on all large loans, aggregate lending vs. indebtedness for individual borrowers, complex loans and weak loans
• Identify problem loans, make recommendations for assignment of loans to review loan list that is reviewed quarterly with the board; discuss the status of problem loans with the CFO and senior lending officers and make recommendations regarding the future credit information needs
• Identify loans meeting non-accrual or charge-off criteria

 

 

The Successful Candidate:

• Degree holder in Accounting / Finance or qualified accountant is preferable
• At least 8-10 years experience om credit lending process from evaluation, approval, execution, maintenance and recovery in a banking environment
• Strong problem solving and analysis skills
• Good command of both written & spoken English and Mandarin skills
• Good working knowledge of securities ordinance and practice in Hong Kong
• Excellent experience in stakeholder management

 

For confidential inquiry, please contact Rouella Landicho on 3907 3912 or email: rlandicho@morganmckinley.com.hk

About Morgan McKinley Hong Kong
Ranked as one of Deloitte's Top 'Best Managed Companies' and headquartered in Ireland, Morgan McKinley established in Hong Kong in 2003. Our company culture, built on trust, reward, and commitment to success, is based in the financial centre in Admiralty, with 30+ recruiters speaking Cantonese, Mandarin and English.

We specialise in permanent, contract and staffing solutions for the Financial Services, Human Resources, Commerce & Industry, Technology, Digital and I.T. markets and have a consistent track record working with leading financial services front office & operations, accounting & finance, risk, compliance, legal, audit, HR, Sales & Marketing businesses.

Visit https://www.morganmckinley.com.hk/ to know more about us!