Risk and Compliance - Credit Risk Review

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.

We are currently seeking a high caliber professional to join our department as Credit Risk Review Manager.

Principal responsibilities

• Ensure smooth preparatory activities ahead of the credit reviews
• Participate in the credit review process, ensuring the timely completion of file review and ancillary activities related to the review
• Keep abreast of policies, standards and conduct reviews on corresponding file review checklists
• Provide ancillary support on the portfolio risk and wholesale credit stress testing management and the BCBS Principles for Effective Risk Data Aggregation and Risk Reporting (PERDARR) Compliance Program
• Be familiar with policy changes and local site regulations and practices
• Consult the stakeholders prior to an Onsite Review to ensure all the concerns are addressed.

Requirements

• University degree in Business Administration, Finance, Risk Management or related fields
• Minimum of 5 years' experience in credit risk management in a Regulated environment, with a good understanding of the Basel accords and requirements for compliance specific to HSBC / HASE
• Excellent communication and inter-personal skills who possess the flexibility to deal effectively with colleagues from different functional areas and cultural backgrounds
• Ability to work independently and proactively in clarifying any uncertainties on application of policies and sharing the findings
• Knowledgeable about the different economic and lending environments which HASE operates in
• Strength of conviction to identify and raise issues and justify concerns to ensure appropriate action is taken
• Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes

To apply, please read carefully the ‘Note on Collection of Personal Data and Information’ available in the careers page of our Hang Seng website : www.hangseng.com and send your resume by clicking "Apply Now" for our processing. You can also visit our website for further details about career opportunities with the Bank. Applicants who are not contacted within one month may consider their applications unsuccessful.

All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank and its related companies. The personal data of unsuccessful job applicants may be retained for a maximum of three years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.

A Career with Hang Seng Bank

Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.