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Senior Credit Risk Manager

Huarong Investment Stock Corporation Limited

  • Company Industries:Financial Services

Job Information

  • Post Date:2017-07-24
  • Location:Not Specified
  • Salary:Salary negotiable
  • Employment Type:Full Time, Permanent
  • Job Function:Loan  Mortgage  Account Servicing  

Job Description

Job Responsibilities:

  • Handle mortgage loan applications processing, credit checking, credit approval, credit review and evaluate client's collateral level in single or multiple portfolio(s) of different assets
  • Prepare loan agreements and collateral documents
  • Ensure duly execution of loan documentations are in compliance with Company’s policies and legal requirements
  • Compile and generate regular reports for management review
  • Handle customer’s enquiries in professional manner and follow up with customer’s loan application to drawdown
  • Responsible for overdue payment collection duties and taking recovery actions
  • Maintain awareness of operational risks and adhere to Money Lending Ordinance, relevant policies and guidelines
  • Develop and lead overall credit risk strategy
  • Assist in any ad hoc duties as assigned by management

 Job Requirements:

  • Degree holder in finance, accounting, business management or related disciplines
  • Minimum 5 years' relevant experience in credit review for mortgage loan business
  • Possess solid experience on credit assessment for mortgage loan applications, mortgage loan documentation and debt recovery gained in financial instrutions
  • Well-versed in commercial lending policies and procedures
  • Good knowledge of mortgage loan products and related credit policies
  • Good understanding of credit risk and market situations
  • Excellent interpersonal and communication skills
  • Proficiency in both written and spoken English and Chinese, fluency in Putonghua

Attractive remuneration will be offered to the right candidate.  Interested parties please email your full resume with present & expected salary and date of availability by clicking "Apply Now" to submit your application.

Company Info

華融投資股份有限公司

(股票代碼:2277.HK)為中國四大資產管理公司之一中國華融資產管理股份有限公司(2799.HK)在香港收購的第二家上市公司平臺。公司的發展策略是多元化業務經營,業務經營擴大至融資租賃業務、財務借貸業務,並開展基金及直接投資業務公司將秉承中國華融穩健、創新、和諧、發展的企業文化內涵,依託強有力的股東力量和品牌影響力,努力為客戶提供創新型、多元化、全方位的綜合金融服務,不斷做大、做強、做優,提升自身實力和業內影響力。

 

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