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If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential.

 Retail Banking and Wealth Management serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their finances and protect and build their financial futures. It is a global business that brings together management responsibility for Retail Banking, Wealth Management, Insurance and Asset Management with a focus on customer-centric propositions and innovative and efficient distribution channels.

 We are currently seeking a high caliber professional to join our team as Manager Cards Portfolio.

 Principal responsibilities

• Implement credit card business strategies to meet the determined profit targets
• Keep track of credit card business performance and product profitability
• Review and coordinate initiatives to optimize profits and reduce costs
• Coordinate and manage the credit card product, feature enhancements with the aim to sharpen market leading position in Credit Card in a cost effective way
• Provide inputs to credit and risk policies to enhance return from portfolio while sustaining credit quality
• Provide inputs to Marketing, Branches, Call Centre and Direct Channel to develop Marketing approach and sales processes that are efficient and effective
• Ensure regulatory, compliance to Group standards and audit directives are met
• Contribute to systems and processes projects that seek to enhance efficiency and cost-effectiveness
• Effectively manage vendor risk in accordance with Group and local Regulatory requirements
• Ensure relationship with material high risk vendors are well managed within agreed risk appetite and do not expose the bank to undue risk
• Conduct vendor performance management including provide appropriate training to vendor whenever required and monitoring of the services provided by vendor

Requirements

• Degree holder
• Extensive working experience in credit cards
• High degree of personal drive and resilience
• Proven experience in project management
• Excellent problem solving and analytical skills with creative and critical thinking
• Strong understanding across different business units in Retail Banking and Wealth Management
• Strong knowledge in compliances and regulatory requirements

You’ll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

HSBC is one of the world's largest banking and financial services organisations. Our global businesses serve more than 40 million customers worldwide through three global businesses: Wealth and Personal Banking, Commercial Banking, Global Banking & Markets. Our network covers 64 countries and territories in Europe, Asia, the Middle East, Africa, North America, and Latin America.

We aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfil their hopes and realise their ambitions.

Whether you are looking for a first job or taking the next step in your career, we offer many ways for you to achieve your ambitions. Come and work with us and you'll have opportunities to build connections with colleagues and customers worldwide and help build the bank for the future.

Whether you're a student, graduate or looking for your first job, we offer an incredible variety of learning and opportunities for you to explore different career paths and possibilities. Find out more and apply for job opportunities that are of your interest.