Responsibilities:

• Monitor and manage Credit Risk for the Personal Loans portfolios
• Participate in various business, risk & system projects with close collaboration with other departments.
• Monitor acquisition policies and portfolio quality & support regulatory reporting with key commentary on portfolio trend highlights / key initiatives
• Perform regular monitoring & validation on the performance of credit scorecards &  credit bureau segmentation models. 
• Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track & perform effectiveness of the actions
• Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with policy, regulatory and group requirements

Requirements:

• Bachelor degree statistics, mathematics or a relevant quantitative discipline
• Minimum 5 years of risk management experience in credit card or personal lendings
• Good communication, interpersonal skills and ability to motivate others with leadership potential
• Sound knowledge in SAS programming and data mining 

If you are interested please send your full resume in MS Word format, along with salary history and expectation to Daniel Luk (dan.luk @ globalassociates.com) and a cc: copy to cv @ globalassociates.com 

Our client is a major company providing both offline and online payment services in Hong Kong.