Early Career Analyst Program Description

At AIG, we are constantly working to ensure that all employees have the training and skills they need to have a rewarding and successful career. Designed with that commitment at its core, our Early Career program provides a platform for participants to launch or accelerate their careers. Through a range of approaches including innovative experiential learning and technical training, performance assessments, formalized mentoring, and exposure to senior leaders, our Early Career program offers unparalleled development opportunities for our diverse early career talent.  The program is designed to evolve with the rapid pace of technological advancements and changing employee preferences to ensure that today’s participants become leaders capable of conquering tomorrow’s challenges.

At the start of the program, you will join the global class of hundreds of Analysts at New York for the initial training where you build your peer network and meet our senior leaders. There will also be opportunities to convene the group during and at the end of the program, providing you with the greatest level of global exposure.

Your Future Team

Consumer Rotation:
Consumer is made up of 3 Product Towers, namely Individual Personal Insurance (Auto / Personal Property), Group Personal Insurance (Group A&H / Individual A&H) and Service Programmes (Extended Warranty and Lifestyle Products). They are responsible for product development, underwriting and profitability.

Your Role:
During the 2 year program, you will be rotating through various product tower and functions.  Specifically, you will spend

• 4 months each in Auto/Personal Property/Travel/Group Business and 2 month in Extended Warranty, understanding business operations, product development, and underwriting functions
• 3 months in Sales & Distribution understanding how products are distributed via various sales channels
• 1 month each in Claims/Call Centre and Operations, understanding customer interaction and pain-points, customer needs, how claims are paid and settled, and how policies are processed

In each product department rotated to, you are expected to have a good grasp of product concepts and underwriting disciplines. You will also be expected to provide improvement solutions to current situation and how underwriting or products can be better streamlined, and processes optimized. For other non-product departments rotated to, you are expected to build a good understanding of how a product evolves from conception, to underwriting, to distribution, to processing, to enquiries and to claims.  You will evolve to have clear end-to-end understanding on Product to help drive product and customer strategies.

Consumer Sales Rotation:
Sales Department is responsible for bringing in premiums from individual agents, corporate agencies, local companies and workplace VEB distribution. They promote AIG to the intermediaries and get intermediaries interested to sell AIG products.

Your Role:
During the 2 year program, you will be rotating through various Sales Channels, Product Towers and Functions.  Specifically, you will spend

• 3 months in each Sales Channel (Life-Source/Local Agencies & Brokers/Affinity, Travel Agencies & Airlines/Direct to Consumer & VEB/Client and Broker’s Engagement) understanding how each channel works and how to sell products and propositions successfully to each channel
• 2 months each in Product Towers (Consumer Product/LFL/PSR) understanding products and underwriting functions, and what is the most effective way to distribution via sales channels
• 1 month each in Claims/Call Centre and Operations, understanding customer interaction and pain-points, customer needs, how claims are paid and settled, and how policies are processed

In each distribution department rotated to, you are expected to have a good grasp of distribution disciplines and sales productivity. You are also expected to be actively be involved in the field to sell to intermediaries and customers and to contribute to creating a sales-focused environment on the front line. For other non-distribution departments rotated to, you are expected to build a good understanding of how products are developed, priced and underwritten and distributed. You are also expected to gain knowledge on business operations to make you a well-rounded distribution individual.

Liabilities and Financial Lines Underwriting:
Liabilities and Financial Lines (LFL) in Hong Kong supports various industries from construction to hospitality to retail companies. We work on supporting companies who encounter a wide range of risks daily (for example, risk of a product causing injury of risk of an injured worker on a job site). We help companies better understand risk/exposure and where AIG can help companies focus on their primary business. Your Role You will support the quote/application process for all underwriters and will help improve speed and efficiencies for production underwriters. Stretch assignments such as researching new segments will be available.

Job Requirements

To be successful in this role you must be able to work in a fast paced and demanding environment with demonstrated ability to juggle multiple competing tasks and demands. You will be energetic, flexible, comfortable with ambiguity and able to problem solve effectively. In addition, the ability to communicate and collaborate with all levels of management, and to build strong  working relationships, internal and external to the organization, will also be key to your success. You will ideally have graduated by July 2018 from ANY degree discipline to commence your role in July 2018. Recent graduates with up to 2 years experience will also be considered. Due to Hong Kong immigration requirements, it is mandatory that you hold a legal right to work in Hong Kong at time of application.

PREFERRED

AIG seeks candidates who have excelled in previous work experience, demonstrated outstanding academic and extracurricular achievement, possess strong analytical, quantitative and interpersonal skills. The ideal candidates will be bold thinkers with an entrepreneurial bent, and will possess a powerful blend of IQ (technical skills, consistent learning, statistical & financial acumen) and EQ (adaptive communication, empathy, listening skills, challenging with humility). We also look for a diverse background of experience, culture, and thought. Successful candidates typically have a global perspective and a team-oriented track-record.  Proficiency with financial statements and a sound understanding of Information Technology would be advantageous. 

APPLICATION DEADLINE is 22 December 2017 and applications are reviewed on a rolling basis.

We look forward to developing outstanding talent to grow with AIG.

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives

Interested Candidates, please submit your application via our Career Portal*

2018 Early Career Analyst Program: Consumer Rotation, Hong Kong:

https://aig.wd1.myworkdayjobs.com/aig/job/Quarry-Bay/XMLNAME-2018-Early-Career-Analyst-Program--Consumer-Rotation--Hong-Kong_PF-151994

2018 Early Career Analyst Program: Consumer Sales Rotation, Hong Kong:

https://aig.wd1.myworkdayjobs.com/aig/job/Quarry-Bay/XMLNAME-2018-Early-Career-Analyst-Program--Consumer-Sales-Rotation--Hong-Kong_PF-151996-1

2018 Early Career Analyst Program: Liabilities and Financial Lines Underwriting, Hong Kong:

https://aig.wd1.myworkdayjobs.com/aig/job/Quarry-Bay/XMLNAME-2018-Early-Career-Analyst-Program--Liabilities-and-Financial-Lines-Underwriting--Hong-Kong_PF-151998-1