Key Responsibilities

• Responsible for building relationships with SME customers and exploring new sales opportunities for Retail Banking Group.
• Explore new business opportunities of commercial banking products through different business networks and channels to achieve designated business targets.
• Cross-sell retail banking product to SME customers.
• Manage account portfolio and maintain close relationship with customers for business retention and referrals.
• Prepare credit proposals by negotiation of credit terms, pricing and collateral requirements under the bank’s guidelines.
• Identify and minimize credit risk within the portfolio through regular credit reviews.
• Monitor loan repayment of customers; chase and collect overdue payment.

Requirements

• Preferably a Degree holder or equivalent.
• Minimum 3 years of sales and marketing experience in commercial banking environment with proven record in new customer cultivation.
• Preferably with IIQAS or other required qualifications under SFC for selling insurance or investment products.
• Sound knowledge of trade finance with formal credit analysis training.
• Strong analytical mind and proactive.
• Good interpersonal and people management skills.
• Good command of written and spoken English and Chinese (including Putonghua).

For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries.

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment.  All employment decisions will be made in a non-discriminatory manner.