Client Details:

Our client, a licensed establishment in the Online Personal Finance space, is set to become the next up-and-coming player. To expedite success, they are seeking an experienced Credit Manager.

Job Details:

• Develop credit scorecard for acquisition, portfolio management and collection cycle. 
• Approval of credit applications.
• Apply advanced analytics techniques in all business areas to explore a new opportunity, achieve higher profitability and enforce better risk management.
• Analyse and review credit applications and proposals.
• Evaluate risk level and prepare assessment reports.
• Formulate credit risk policy to optimize the risk exposure.
• Facilitate in credit product development to strengthen the competitiveness of the company in personal lending and other credit products.
• Work closely with other business and functional departments for scorecard development, implementation and ongoing monitoring.
• Any ad-hoc project and other duties assigned by the management.

Profile:

• Bachelor's degree or above in Business Administration, Banking and Finance, Risk Management or other relevant quantitative disciplines. Preferably with professional qualification in CFA, FPM, ACCA or CPA.
• Minimum 8 years' experience in banking or finance industries with credit risk management.
• Prior experience in personal financial/unsecured lending business is highly preferred.
• Sound knowledge of regulatory requirements, Money Lenders License practices on credit risk management is essential.
• Must have strong capability in risk analytics, credit scorecard and statistical modelling.
• Self-motivated, result-driven, with strong stakeholder engagement skills.
• Demonstrated leadership quality and able to influence both upstream and downstream. 
• Analytical, independent, possession of good problem-solving and report-writing skills.
• Willing to learn new knowledge and skills.
• Strong verbal and written communication skills in English and Chinese and fluent in Putonghua.

Interested parties, please submit your application, with a detailed resume indicating both present and expected salary and date of availability, online.