Key Responsibilities:

1. Ensure the credit documentations and operating procedures comply with the credit policies and guidelines
2. Approve credit applications within delegated authorities independently
3. Supervisedebt collection and liaise with solicitors regarding recovery strategy and actions
4. Exercise due diligence on individual mortgage loan and approve credit applications within delegated authority by taking into consideration in relating to property valuation, risk in credit, legal and market areas.
5. Assist in formulating credit strategies/policies for business growth, profit maximization and oversee the implementation to overall business
6. Participate in system enhancements, reporting and special projects from the credit risk management.
7. To reduce delinquency and bad debt in mortgage portfolio by taking proactive remedial actions at early stage
8. Monitor special industry sectors to be assigned, produce reports on them, and provide regular updated review on those sectors

Requirements:

1. University degree holder or above in Business Administration, Risk Management, Finance or related disciplines
2. Over 10 years experience in Credit and Risk Management with 5 years specialize  in Mortgage, SME and personal loan industries
3. Strong communication and management skills
4. Proficient in both English and Chinese

We will offer attractive compensation package to the right candidate. Please send application Interest parties, please send your full resume with expected salary stated by clicking "Apply Now".  For enquiries, you may contact Ms Chan in HR DEPARTMENT at 3575-1055.

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