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Head of Credit Risk

Easy One Financial Group Limited

  • Company Industries:Hospitality / Catering

Job Information

  • Post Date:2018-12-21
  • Career Level:Senior
  • Location:Sheung Wan
  • Yr(s) of Exp:10 years
  • Qualification:Degree
  • Salary:Salary negotiable
  • Employment Type:Full Time, Permanent
  • Job Function:Credit Analysis / Approval  Loan  Financial Services  

Job Description

 Job Description

  • To lead the Risk Management team (Credit Approval, Loan Administration, Loan Recovery) to ensure the credit quality, identify key risks and monitor the risk trend of loan portfolios;
  • To review the credit evaluation performed by subordinates and provide guidance credit approvers;
  • To review transaction documentation on major lending transactions (e.g. personal loans, mortgage loans and corporate loans etc.);
  • To recommend or approve lending transactions with the designated credit authority;
  • To conduct due diligence (including fraud detection) on key borrowers and counterparties;
  • To develop macro-economic views and provide recommendations on lending strategies / risk appetite to the Board;
  • To monitor quality of loan portfolio on an ongoing basis;
  • l   To establish and review credit policies, procedures and other manuals to maintain stringent credit standard and ensure adherence to relevant legal and regulatory requirements;
  • To monitor the collateral management processes (mortgage loans, securities financing);
  • One of key stakeholders to safeguard other key risk aspects (market risk, operational risk, regulatory risk and reputational risk etc.)

 

Job Requirement

  • Bachelor’s degree in Finance or Economics with CFA preferable;
  • Preferred 10-15 years’ experience in banking and finance industry with supervisory level in credit risk & control;
  • Sound knowledge in lending guidelines and market credit practice;
  • Familiar with unsecured / secured / corporate loans / margin financing;
  • Extensive credit research, good analytical skills and strong credit judgment;
  • Good compliance knowledge of various aspects including AML, KYC and other regulatory requirements

 

We offer competitive remuneration package, our benefits include:

  • Performance bonus
  • Education subsidy
  • Professional membership fee sponsorship
  • Life & medical insurance
  • Annual leave
  • Public holidays
  • Staff purchase discount

 

Interested parties please send full resume with present and expected salary to Human Resources Department by clicking "Apply Now".

 

Company Info

Easy One Financial Group Limited (“Easy One FG” Stock Code: 221) was listed on the Stock Exchange of Hong Kong Limited in 2002.   

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