Responsibilities:

• Manage and grow a portfolio of clients who need financial services and customized products to meet their financial needs and builds solid, profitable relationships with clients characterized by mutual respect, understanding and trust; works to establish his/her role as a trusted advisor
• Execute strategies to meet individual revenue targets set by the Bank and maximise the Bank’s profitability
• Prospect and generate new business by expanding the customer portfolio and enhancing existing relationships through identifying opportunities for cross-selling and up-tiering
• Conduct credit analysis and review credit proposals with persuasive and objective arguments
• Perform credit due diligence and ensure credit and regulatory compliance
• Follow up with clients to complete loan administration work in the post credit monitoring process
• Systematically acquires relevant information to support key decisions; is particularly resourceful in securing information from a variety of sources and integrates new information into planning and/or decision-making
• Demonstrates broad knowledge of the client’s industry; is aware of its benchmarks, standards, methodologies and structures; has up-to-date knowledge of client industry practices and processes and keep abreast of trends and developments
• Use analytical skills and knowledge of credit policies required to evaluate the financial condition of the clients and make recommendations for credit approval
• Identifies risks and draws conclusions from financial data for the purpose of decision-making
• Consistently applies established procedures/ practices to make financial decisions
• Perform routine account monitoring and maintain good credit quality
• Demonstrates dedication and passion for exceeding the expectations of internal / external clients, earns client loyalty through accuracy, efficiency and courtesy
• Take ownership for solving problems, engaging the appropriate associates and addressing client issues in a timely and accurate manner
• Develops strong interpersonal alliances at appropriate levels and positively represents the company in the communities we serve
• Conduct regular KYC assessment on a timely basis and to ensure client onboarding activity is complied with the AML policy and procedures
• Maintain regular visit with the clients
• Identify, investigate and report any suspicious activities and transactions to respective units on a timely manner

  Requirements:

• University degree or equivalent, preferably in Business or Economics
• Minimum 5 years relevant banking experience in trade financing and corporate lending
• Strong business development skills and sound knowledge of banking products and services with proven analytical skills and creative problem solving skills
• Proficiency in the financial services/products offered to PRC clients
• Excellent communication and interpersonal skills
• Good business acumen with good knowledge of credit and lending policies and standard
• Good command of both English and Chinese, including Putonghua

 To apply, please send your detailed resume stating present and expected salary to one of the following channels:-

• By Email
• By Fax: 2526 8181

Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.

All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank's personal data policies, a copy of which will be provided upon request.