Our Client, A Top Tier Hong Kong listed PRC Financial Institute is urgently looking for a professional to fill in the captioned position.

 Job Purpose:

•  Proactively monitoring credit risks and advising management on credit  limits for different business lines;

•   Evaluating and approving client’s margin/credit limits;
•   Developing and implementing new risk methodologies;
•   Providing credit risk analysis on new products and projects;
•   Preparing credit risk MIS reports to senior management.

  Responsibilities:

• Evaluating and approving credit related limits applied from both retail and institutional teams (e.g. margin limit, credit limit, DVP limit, SBL limit and etc.);
• Monitoring the client exposure in margin book and futures book, ensuring timely and appropriate actions be taken by dealing department as to margin call, compulsory close-out of client’s position and payment demand, and keeping records for actions taken;
• Reviewing collateral ratio for stocks accepted by the company on quarterly basis or as per regulatory / market standard / various market situations at any time when appropriate;
• Providing credit risk analysis report on project proposed by principal finance department / financial product department and monitor the risk exposure on an on-going basis;
• Preparing credit risk MIS reports to management;
• Participating in IPO financing decision meeting and providing advice from risk prospective;
• Reviewing and constantly improving the current credit risk monitoring and management process; manage and implement regulatory change and work closely with internal stakeholders.
• Ad hoc task as assigned by supervisor

   Requirements:

• Degree holder
• At least 5 years relevant experience in credit risk;
• Proficiency in written and spoken English and Cantonese; Mandarin a plus
• Proficiency in excel, word, Experience with Sungard, ABC etc. is preferable;
• Good communication and interpersonal skills, and willingness to work under pressure
• Candidates with less experience will also be considered for Risk Officer

All personal data collected will be kept in strict confidence and would be used for recruitment purpose only.