Job Duties: 

• Review and ensure retail loan applications and operational matter complied with guidelines, legal and regulatory requirements.
• Prepare periodic retail loan portfolio performance reports.
• Perform credit evaluation and risk assessment on retail credit policy and products.
• Support the portfolio analysis for identifying credit risk in the retail loan portfolio for recommendations on portfolio management strategy.

Requirement: 

• University graduate with major in Economics, Finance, Accounting or related disciplines is preferred.
• Minimum 3 years relevant working experience in banking industry with retail exposure.
• Good knowledge and concept in retail banking products.
• Good understanding of bank lending laws and regulations in Hong Kong.
• Experience in credit and risk management functions in banking industry is preferred.
• Proficient in both spoken and written Putonghua, Chinese and English.

Personal data collected will be used for recruitment purpose only.