Responsibilities:

• Process credit applications and credit exception approval request, make sound credit judgements and exercise delegated credit authority to approve credit facilities by following company policies and fulfilling all regulatory requirements
• Liaise with PB business to work out a solution to clients
• Recommend and assign margin ratios to financial instruments
• Liaise with other teams on extraordinary credit facilities
• Draft and update credit policies to ensure compliance of Group policies and local regulatory requirements
• Conduct credit analysis on New Business Approval / New Product Approval to identify risk factors and recommend risk mitigations

Requirements:

• At least with tertiary education with Degree in relevant discipline
• With at least 8 years relevant work experience
• Sound knowledge of Private Banking Credit with relevant experience, and be familiar with private banking credit procedures, products and local regulatory requirements
• Excellent communication and interpersonal skills
• Good command of English & Chinese, proficiency in written Chinese and fluent Mandarin speaking is an advantage
• Proficient in Microsoft applications including MS Excel, Word, Access and PowerPoint

 Notes to applicants:

1. Please apply in strict confidence with full resume, academic record, current and expected salaries.
2. The personal data provided will be used for consideration of recruitment only. All personal data of unsuccessful candidate will be destroyed within 24 months.
3. Candidates with Enhanced Competency Framework (ECF): please state on the CV.