Responsibilities

• Engage in Customer Due Diligence process for periodic review and trigger event review
• Ensure the completeness of CDD information and supporting documents for case review and approval
• Conduct post credit- approval review to ensure they are complied with credit policies and guidelines.
• Identify and provide early-alerts on potential problematic credits accounts and recommend classification and appropriate actions to mitigate bank’s risk and loss.
• Assist frontline in resolving problematic accounts including formulation and implementation of loan recovery or exit plan
• Perform portfolio analysis to identify potential credit risks, alert to frontline with identified risk and recommend preventive measures/ risk mitigation
• Enhance internal credit policies/procedures/guidelines and ensure full compliance with internal credit policies/guidelines and external regulatory requirements

Requirements

• University degree in Business, Banking, Finance, Law, Accounting or related disciplines
• Min. 4 years of solid experience in Corporate Banking credit risk assessment, preferably in mainland Chinese banks
• Self-initiated, analytical-minded and able to handle multi-tasks under tight schedule
• Familiarize with local rules and regulations in HKMA and PRC markets
• Experience in preparation of credit reports in Chinese is perferred
• Excellent interpersonal and communication skills. Good command of written and spoken English and Chinese

Please enclose full C.V. with present and expected salary to the Head of Human Resources, Industrial Bank Co., Ltd. Hong Kong Branch, 12/F, One IFC, 1 Harbour View Street, Central, Hong Kong or apply directly by clicking “Apply Now”.

Personal data collected will be used for recruitment purposes only. Applicants who are not contacted within 8 weeks may consider their applications unsuccessful.  All personal data of unsuccessful applicants will be destroyed in 12 months from the date of rejecting applicants.

Established in August 1988 and headquartered in Fuzhou city in Fujian Province, Industrial Bank was the first among all banks in Mainland China to receive a financial license allowing our Financial Markets team to actively participate in the financial market businesses. The Hong Kong Branch adopts its overall strategies, goals and business philosophy of “Dedicated Service, Together We Grow”, equips itself with professional teams and advanced management systems, and generates synergies from a diverse portfolio of businesses. With Hong Kong as the core hub, we would gradually develop our international financial businesses and strive to utilize our advantages in the offshore financial market.

To expand our business in Hong Kong, we are now inviting high caliber candidates to apply for the following position.