The Role
Grantit is looking for a Credit Risk Manager to join the team. If you are interested or have experience in credit risk modelling in the financial / banking industry. We would like to meet you!

Why us?
We direct individual accomplishments toward organizational objectives to fuel everyone to attain uncommon results. With the self-motivated, customer-centric and data-driven Grantit team, the Grantit App becomes one of the favourite financing applications in Hong Kong by offering a simple and stress-free micro-loan borrowing experience.
We are welcoming to people who are seeking an opportunity to work in a diverse, young and energetic team. If you would like to make a change and contribute to the world, join us!

What you’ll get to do:
• Work closely with the CEO and underwriting team to understand and define requirements for credit risk models.
• Develop, implement, validate and maintain models for credit risk measurement and management for different segments of the company’s portfolio.
• Develop policies, procedures and compile reports such as technical documentation and user requirements.
• Setting requirements on data collections and parameters for building credit risk models.
• Monitor and report on model performance, assumptions, methodology and outputs.
• Perform stress test, credit analysis and forecast of the portfolio.
• Assess the need for adjustments and quality improvements to the models based on results.

What you’ll bring:
• University Degree or above in Mathematics, Statistics, Financial Engineer or relevant disciplines
• At least 5 years experience in the development of credit risk model and the system is preferred;
• Experienced in developed and deployed projects on Machine Learning or Deep Learning models is a plus
Knowledge and practical experience with risk modelling and risk analysis, credit risk modelling IRB (PD/LGD/EAD) and IFRS 9 / HKFRS 9
Preferred experience in programming languages (Python, SAS, SQL), Machine Learning or Deep Learning tools (i.e Tensorflow, Torch, Neural Designer, Microsoft Cognitive Toolkit, Pytorch)
• Proficient in both spoken and written English and Chinese

About us
Grantit is a Hong Kong based financial technology startup. We are a group of young professionals and passionate talents from all around the world. Equipped with technology at an unprecedented scale, we are devoted to providing the best financial services for Hong Kong citizens.
At Grantit, we provide solutions to improve one's finance for betterment. Since our first launch in 2017, we have gained over 60,000 users and reached an applied amount of $200M so far.

Benefits
• Competitive Salary
• Performance Bonus
• All the latest technologies you need
• Health Insurance
• Rental Reimbursement
• Birthday Leave
• Anniversary Leave
• Flexible hours and working environment

About us
Grantit, is a Fintech company with the mission to provide our customers with the best personal financing tools at the utmost convenience. Unlike traditional creditors, Grantit only operates online and we value the importance of company culture and openness. We focus on continuous improvement and value creation. We believe talents are a company's most valuable assets and we hope to create an environment where everyone is able to express their own opinions.