Trainee, Coverage (1 year contract)
Credit Agricole Corporate And Investment Bank
- Company Industries：Financial Services
Job Information
- Post Date：2022-05-24
- Career Level：Entry Level
- Location：Not Specified
- Qualification：Degree
- Employment Type：Banking / Finance, Corporate Banking, Credit Analy
- Job Function：Banking / Finance Corporate Banking Credit Analysis / Approval Others Student / Fres
Job Description
Summary
- Assist and support the Relationship Manager (“RM”) and/or the Head of MNC clients - HK to manage a portfolio of MNC clients.
Key Responsibilities
Either through his/her own action or under the guidance of the RM / Head of MNC clients - HK:
- Handle Know Your Ccustomer (“KYC”) on-boarding /periodic review, including liaising with clients and all internal related departments.
- Handle all offshore booking transactions.
- Interface with clients day-to-day account service issues / product enquiries/ KYC due diligence on clients and on daily transactions;
- Make sure compliance principles, internal and external rules/ regulations are applied in assisting in managing the commercial relationship, doing KYC due diligence, and handling the daily transactions with clients.
- Proactively manage risks related to each transaction, along with the concerned business lines, to anticipate default situations and minimize specific provisioning.
- Report to the RM on administrative issues to be solved, commercial incident and significant change in client’s facility utilization or using accounts, on information regarding business opportunity with clients.
- Foster our credit distribution and liquidity collection.
- Assist in preparing credit packages and follow through the credit approval process till activation of the facilities.
- Assist in documentation negotiation for account opening or credit facilities from time to time.
- Assist in preparing internal reports for the MNC team.
- Assist in the marketing of commercial banking products.
1. Communication
Key Internal Contacts
- With all the Business Lines, as well as Compliance, Legal, Risk, Middle Office, Back Office and other department as the function may require.
Key External Contacts
- Clients and prospects, but also Commercial Banking colleagues around Asia, Europe, the Middle East and the Americas.
2. Systems Used
Internal
- Outlook, all various systems pertaining to credit applications, KYC, Clientlive, Compliance approval system, internal reporting systems regarding the client portfolio.
External
- Not applicable
3. Legal and Regulatory Responsibilities
- Comply with all applicable legal, regulatory and internal Compliance requirements, including, but not limited to, the Hong Kong Compliance manual and Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including reporting obligations to the Money Laundering Reporting Officer.
- Maintain appropriate knowledge to ensure to be fully qualified to undertake the role. Complete all mandatory training as required to attain and maintain competence.
ROLE REQUIREMENTS:
- University Degree or professional qualifications in Finance, Business, Economics or related disciplines
- Some experience in credit and/or conducting KYC and/or customer service, preferably in commercial banking field and with exposure to multinational corporations / financial institutions
- Commercial banking product knowledge and/or experience preferred – i.e. bank accounts, loans, trade finance, foreign exchange, syndications, cash management etc.
- Excellent interpersonal and communication skills with strong attention to details; good organization skills
- Good credit analysis and report writing skills
- Fluent in English, Cantonese, Putonghua. French is an advantage.
- Strong negotiation skills
- Team player
Qualifications/Education Required:
- Degree or professional qualifications in Finance, Business, Economics or related disciplines
Experience Required:
- Some experience in credit analysis, conducting KYC and customer service, preferably in commercial banking field.
Competencies Required:
- Motivated and dedicated to work
- Good communicator
- Work in details
- Innovative
- Team spirit Oriented
Skills & Knowledge Requirements
- IT literate
- Strong analytical skill and Mathematically minded
- Good understanding
Any other relevant information
- Fluent in English, Cantonese, Putonghua.
- French is an advantage
Company Info
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Credit Agricole Group, the 10th largest banking group worldwide in terms of balance
sheet size (The Banker, July 2022). More than 8,900 employees across Europe, the Americas, Asia-Pacific, the Middle East and Africa support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate
and institutional clients a range of products and services in capital markets activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader
in this segment with a complete offer for all its clients.
For more information, please visit
www.ca-cib.com
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