Responsibilities

• Credit evaluation processing (Retail & Corporate + PC & CV)
  • Perform credit application assessments, acquiring good quality deals; with observance to credit rules, policies & lending standards. Also, ensure assessments being done according to defined processes and timeline requirements
  • Close co-operation with front-end sales, ensure timely deals decisions & communications to customers & dealers.
  • Balancing LTV, approval ratio, TAT and quality mix on credit decision
• Ad Hoc Analysis & Report
  • Generation & compilation of data for monthly reports submission
  • Compiling ad hoc reports for management info. in monitoring of credit risk situations
• Credit Evaluation Tools Maintenance, Policies / Guidelines & Process Optimization
  • Perform system testing & propose improvement on systems;
  • Support department in maintaining and optimizing credit evaluations tools, templates, document list, & process, etc. according to business/ risk management needs and market situation change
  • Monitor and review KPIs on daily work quality, propose credit process enhancement / optimization in improving efficiencies
  • Develop, update or suggest proper credit requirement, evaluation tools, resources & processes according to the change in business / market needs
• Credit Policies Administration & update
  • Support department in credit policies, guidelines & work manual’s administration & update, conduct regular review to ensure they are in line with the latest global company policies and local laws & regulations, to cope with business practices / needs.
• Other
  • Support in implementation and management of credit related projects.
  • Conduct other tasks as required by supervisor to support achievement of the company and team’s business objectives.
  • Provide the extension service for special requirement from dealer and customer.
  • System issue handling and monitoring

Requirements

• Degree holder, preferably in Finance, Accounting, Business or related discipline
• Minimum 3 years working experience in credit function of a Financial Services Company / Bank / Accounting Firm or other related finance industry or function
• Sound knowledge of credit related rules and regulations
• Excellent analytical and communication skills
• Attention to detail, responsible and able to work independently
• Able to work well with team members and deliver results
• Agile, able to multi-task and work well under pressure
• Proficient in Microsoft Excel, Word & PowerPoint as well as database
• Good command of spoken and written English and Chinese (Mandarin & Cantonese)
• Candidates will less experience will be considered as Senior Executive

For the successful candidate, we offer a 5-day week in addition to a salary that commensurate with your experience and qualification.

Potential candidates who meet our requirements, kindly apply with full resume and application letter indicating your present and expected salary via "Apply Now".

We are an equal opportunity employer. The information provided will be treated in strict confidence and only be used for recruitment related purposes. The Company may refer suitable applicants to other vacancies within the Group. All personal data of unsuccessful applicants will be destroyed within 12 months on completion of the recruitment exercise.

Mercedes-Benz Financial Services Hong Kong Limited offers financing, leasing Mercedes-Benz automobiles in Hong Kong and Macau.  We are also one of the leading providers of innovative mobility services.  Our Group, Mercedes-Benz Mobility, employ approximately 10,000 highly motivated people worldwide, and we have been recognized as an outstanding employer by the independent Great Place to Work institute several times. You can learn more about our unique corporate culture by following this link: https://www.mercedes-benz-mobility.com/en/