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Vice President, Credit Approval, Retail Finance Department (Bank)

Talent Axis Management Consulting Group Limited

  • Company Industries:Human Resources Management/Consultancy

Job Information

  • Post Date:2022-08-22
  • Career Level:Senior
  • Location:Not Specified
  • Yr(s) of Exp:15 years
  • Qualification:Degree
  • Employment Type:Full Time
  • Job Function:Banking / Finance  Credit Analysis / Approval  Loan  Risk Management

Job Description

Our client, a well-established Bank in Hong Kong, is looking for a high-calibre candidate to join their Group:

Responsibilities:

  • Approve secured and unsecured products application according to credit lending policy and guidelines
  • Supervise Credit and Application Processing Section, formulate and review lending policy, guidelines and procedures
  • Ensure credit underwriting process is comply with regulatory, risk and compliance requirements
  • Revamp and streamline the existing workflow for applications
  • Perform data analysis for retail banking customers and work with Marketing to develop new business initiative for secured and unsecured loan products
  • Monitor both secured and unsecured products loan portfolio quality
  • Collection account monitoring and oversee the operation and performance on Debt Collection Agency

Requirements:

  • Degree holder or above, preferable in Business, Finance, Accounting or other relevant disciplines
  • Minimum 15 years relevant experience in both secured and unsecured lending policy and credit underwriting process, of which 5 years at management level
  • Sound knowledge in implementation of application processing and scoring system, regulatory, risk and related compliance requirements
  • Pro-active, self-motivated and capable to work under pressure
  • Proficiency in both spoken and written English and Chinese; fluency in Putonghua an advantage

Interested candidates please forward your resume (in MS Word format) together with current and expected salary details by clicking the Apply Now button

Company Info

We are expert in Talent Management solutions. Headquartered in Hong Kong, Talent Axis is a specialized recruitment firm providing service to financial institutes, commercial & industrial sectors, as well as IT & T, dealing in permanent positions, contract roles and temporary assignments.

Employment Agency Licence No.68188

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