VP, Team Head, Asset Recovery, Credit Control
Chong Hing Bank Ltd
- Company Industries：Banking
Job Information
- Post Date：2022-08-16
- Career Level：Senior
- Location：Kowloon Bay
- Yr(s) of Exp：8 years
- Qualification：Degree
- Employment Type：Full Time, Permanent
- Job Function：Banking / Finance Financial Services Dealing & Trading Risk Management
- Benefits：Dental insurance, Education allowance, Medical insurance, Performance bonus
Job Description
Responsibilities:
- Lead the team in managing classified loans portfolio;
- Manage classified corporate loans portfolio to maximize the recovery for the bank; initiate and formulate appropriate recovery strategies and ensure the development accordingly;
- Monitor the progress of classified corporate loans status and the proper and timely execution of the recovery strategy including disposal / liquidation of collateral;
- Ensure consistency and integrity of collection and recovery actions through regular review of classified corporate accounts;
- Handle a portfolio of assigned non-performing loan (NPL) accounts; and review loan grading of NPL accounts and prepare individual impairment assessment;
- Review and refined internal guidelines, procedures, policies and ensure the compliance accordingly;
- Prepare and compile analytical reports for management review; and
- Perform other ad hoc projects or assignments.
Requirements:
- University degree in Risk Management, Finance, Economics, Accounting or related disciplines;
- At least 8 years’ experience in managing asset recovery for Non-Performing Loans/ Assets and corporate and commercial account monitoring and recovery;
- Good understanding of credit risk across different industries, business sectors and corporations; familiar with different business segments, including POE and SOE;
- Professional qualification in CFA, FRM, ACCA or CPA; and Certification of EFC-CRM from HKIB would be advantage;
- Sound knowledge in commercial lending /corporate lending, post-approval monitoring, credit risk management, HKMA loan classification and IFRS9;
- Strong understanding in key market practices and industry dynamic;
- Good understanding of legal and regulatory requirements and banking practices on credit risk management;
- Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua
We offer competitive remuneration package and promising career opportunities to the successful candidates. Interested parties, please send full resume with current & expected salary and the date of availability to The HR Division, G.P.O. Box 2535, HK , or by clicking Apply Now. Please quote reference on your application. Information provided will be treated in strict confidence and only be used for recruitment purposes. Personal data of unsuccessful applications will be destroyed 24 months after the completion of the recruitment and selection exercise.
Company Info
Chong Hing Bank is a well-established, listed commercial bank in Hong Kong and a member of Yuexiu Group, which is one of the leading state-owned enterprise groups in Guangzhou in terms of economic efficiency. We are committed to actively developing our business in Hong Kong and the Mainland. To cope with our rapid growth, we are now inviting high calibre candidates to join us in our pursuit for success.
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