Responsibilities

• Perform credit evaluation and risk assessment on commercial credit proposals and review. Provide recommendation on applications and response to waiver requests.
• Coordinate with relationship managers for matters relating to credit applications, provide input on structuring of more complicated transactions.
• Ensure efficient turnaround of credit processing.
• Identify and drive process improvements and other initiatives.

Requirements

• Degree holder, preferably in finance, accounting or other business related fields. 
• At least 5 years’ solid credit assessment experience in sizable financial institutions with great knowledge of trade finance, commercial lending, lending guidelines and market credit practice. Ideally with a strong knowledge in lending to Chinese enterprises, SME and e-commerce industry.
• Strong analytical skills, report writing and problem solving skills with logical credit judgment.
• Good team player with tactful inter-personal & communication skills, self-motivated and detail-minded with strong risk control sense and analytical skills.
• Fluent in Putonghua and good command on both spoken and written English and Chinese.

Want to fulfil your ambition in FinTech?

Here’s where you start.

Qupital is Hong Kong’s leading invoice finance platform. Our innovative technology empowers businesses to go beyond the traditional financing obstacles and achieve accelerating growth.  The safe, secure and easy to use online auction platform help businesses fund against receivables by connecting them with institutional investors interested in a brand-new asset class.

Backed by investors Alibaba Entrepreneurs Fund and MindWorks Ventures, Qupital is looking for passionate individuals who are eager to learn and ready to execute. Apply now and join us in this exciting journey of exploring cutting-edge financial technologies.