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Credit Analyst (English proposal, Leading SEA bank)

Michael Page

  • Company Industries:Human Resources Management/Consultancy

Job Information

  • Post Date:2022-10-12
  • Career Level:Middle
  • Location:Not Specified
  • Yr(s) of Exp:3 years
  • Qualification:Degree
  • Salary:HK$35,000 - HK$45,000 /month
  • Employment Type:Full Time, Permanent
  • Job Function:Banking / Finance  Corporate Banking  Credit Analysis / Approval  Risk Management

Job Description

Looking for candidates with 3+ years of experience, open for Relationship Officer/Manager background with good English

Client Details

The client is one of the largest commercial banks in the HQ country.

Description

  • Review and evaluate credit applications submitted by business unit.
  • Perform credit analysis to be submitted to Department Head and present to Loan Committee. Check if credit application is in compliance with credit policies, General Underwriting Standards & other related guidelines
  • Conduct Credit Risk Rating (CRR) and review Facility Risk Rating (FRR) given by the business unit
  • Check the compliance of financial covenants upon receiving borrowers' financial statement from business unit and report the non-compliance to Department Head
  • Conduct due diligence checking for local beneficiaries/buyers/suppliers of credit customers
  • Prepare industries analysis and portfolio analysis
  • Assist Credit Manager in formulating credit risk policy to optimise the risk exposure of the bank

Profile

  • Degree holder preferably in Finance and Accounting
  • At least 3 years' experience in credit risk management and analysis
  • Enhanced Competency Framework (ECF) on Credit Risk Management (CRM) qualification is preferred
  • Strong financial and cash flow analysis skills
  • Good analytical, problem-solving and analysis report-writing skills
  • Strong knowledge of key credit risk indicators and economic factors impacting credit quality
  • Self-motivated, good team player and able to follow tight deadlines
  • Proficient in both spoken and written English and Chinese

Job Offer

  • Work life balance
  • Stable environment
  • International culture
  • Medical and dental benefits

To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Vania Lidvinaon +852 2848 4792.

Company Info

Our client is one of the largest banking and financial services organizations which provides personal, commercial, corporate, private banking services, treasury business and cross-border financial services, etc.
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