Credit Analyst (English proposal, Leading SEA bank)
Michael Page
- Company Industries:Human Resources Management/Consultancy
Job Information
- Post Date:2022-10-12
- Career Level:Middle
- Location:Not Specified
- Yr(s) of Exp:3 years
- Qualification:Degree
- Salary:HK$35,000 - HK$45,000 /month
- Employment Type:Full Time, Permanent
- Job Function:Banking / Finance Corporate Banking Credit Analysis / Approval Risk Management
Job Description
Looking for candidates with 3+ years of experience, open for Relationship Officer/Manager background with good English
Client Details
The client is one of the largest commercial banks in the HQ country.
Description
- Review and evaluate credit applications submitted by business unit.
- Perform credit analysis to be submitted to Department Head and present to Loan Committee. Check if credit application is in compliance with credit policies, General Underwriting Standards & other related guidelines
- Conduct Credit Risk Rating (CRR) and review Facility Risk Rating (FRR) given by the business unit
- Check the compliance of financial covenants upon receiving borrowers' financial statement from business unit and report the non-compliance to Department Head
- Conduct due diligence checking for local beneficiaries/buyers/suppliers of credit customers
- Prepare industries analysis and portfolio analysis
- Assist Credit Manager in formulating credit risk policy to optimise the risk exposure of the bank
Profile
- Degree holder preferably in Finance and Accounting
- At least 3 years' experience in credit risk management and analysis
- Enhanced Competency Framework (ECF) on Credit Risk Management (CRM) qualification is preferred
- Strong financial and cash flow analysis skills
- Good analytical, problem-solving and analysis report-writing skills
- Strong knowledge of key credit risk indicators and economic factors impacting credit quality
- Self-motivated, good team player and able to follow tight deadlines
- Proficient in both spoken and written English and Chinese
Job Offer
- Work life balance
- Stable environment
- International culture
- Medical and dental benefits
To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Vania Lidvinaon +852 2848 4792.
Company Info
Our client is one of the largest banking and financial services organizations which provides personal, commercial, corporate, private banking services, treasury business and cross-border financial services, etc.
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