We are looking for a candidate to join the Credit Risk Management Team of a foreign bank as Team Head. Details follow :-

Responsibilities:
-  Implementing and maintaining the branch's credit risk framework, policies and methodologies
-  Updating branch on the Group Approving Authority's Credit Discretionary Limits (CDL) and monitoring the Branch's transactional CDL Monitoring and managing the branch's credit risk-related Risk Appetite Limit, credit risk concentration, counterparty credit risk, ESG risk and special assets etc.
- Monitoring delinquency, NPL and ECL stage 3 provision trend for the branch's credit portfolios
- Monitoring and reporting of country and cross border exposure
- Provision of independent and timely risk assessment of the Branch's overall credit risk profile to Branch Management Credit Risk Stress Testing
- Designing the stress tests (assumptions, parameters, methodologies, scenarios, etc) and reviewing the results of the tests before submission by Branch to H.O. for endorsement 
- Maintaining and updating the Branch Credit Stress Test Policy 
- Supporting any Basel / regulatory implementation for credit risk
- Supporting any ad-hoc Credit Risk related project / task from time to time assigned by H.O. and / or local management Credit Risk System Maintenance
- Acting as an independent credit risk control unit for model deployment and monitoring and risk system maintenance
- Provision of risk advisory in respect of credit risk management and local regulatory credit risk regime.
- Supervision and coaching of credit risk team with reporting directly to local Head of Risk Management and Group Country and Credit Risk Management head.

Requirements
- University degree in Risk Management, Finance, Business Administration and /or Economics CFA / FRM / ECF-CRM / ECF-TM candidate or holder preferable
- Minimum 10 years of work experience in banking industry within relevant background Good knowledge on commercial banking products with familiarity with local credit regulatory regime and experience with regulator an added advantage.
- Solid risk management knowledge and skill with particular focus on credit risk management Knowledge on Basel II / III / IV within context of credit risk management
- A good sense of numerical and logical reasoning and detailed mind Good report and policy writing skills Good comment of written and spoken English

Midas Associates Limited is a focused banking and finance executive search firm formed by Consultants who were senior investment, commercial, corporate  & consumer bankers.