• Review and comment on credit applications, including but not limited to accounts with larger exposures and of complexity to ensure a high credit quality standard of the bank’s loan portfolio
• Liaise with marketing units for information as may be required for Credit’s review and appropriate lending authority’s consideration purposes
• Ensure the lending terms and conditions of the credit applications are complied with the bank’s policies and highlight any deviations or non-compliance for the consideration of higher lending authority
• Perform the supervisory functions over the credit analysis unit, and provide staff planning, development and on-the-job training to staff
• Regularly review on the procedure and turnaround time of credit proposals submitted to Credit Department to enhance the efficiency of workflow
• Degree holder with minimum 8 years’ experience in credit assessment, financial analysis or risk management functions in financial institutions of which at least 4 years at managerial level
• Conversant with financial analysis, bank lending and bills operations
• Excellent communication skills with good command of written and spoken English and Chinese
• With Enhanced Competency Framework (ECF) qualification is preferable

To apply, interested parties please follow the application methods available in the Bank’s career website https://www.publicbank.com.hk/en/aboutus/careeropportunities. You can send us your resume quoting our job reference number together with present & expected salary (a must) to the Human Resources Department by email or fax at 2815 3157 or by post to Human Resources Department, 12/F, Public Bank Centre, 120 Des Voeux Road Central, Hong Kong. You may also visit our career website for other career opportunities available within our Group.

Personal data collected will be used for recruitment purpose only and will be treated in accordance with the Bank’s Personal Information Collection Statement, a copy of which has been available in the Bank’s career website.

We are a wholly owned subsidiary of Public Financial Holdings Limited ("PFHL"), a company listed on the stock exchange of Hong Kong (Stock Code 626).  PFHL is a subsidiary of Public Bank, Malaysia, a leading commercial bank in Malaysia.  To cope with our expansion plan and to strengthen our business operations in Hong Kong, we invite high caliber professionals to join us and be a member of our successful team.  If you are looking for a career, not just a job, here is a good opportunity for you.