This is a key position within the Bank’s risk management team to support the Private Wealth Management business unit. The candidate is expected to work with not only the product & credit underwriting teams and senior management of the branch, but also our Head Office as necessary. The role offers exposure to credit policy setting and revision, collaboration with IT development team and credit portfolio management. This role is suitable for candidates who are self-motivated with appropriate experience.

• Oversee the overall credit risk management of the business unit of the Bank
• As the owner of formulating and revising the credit risk policies and strategies
• Perform risk assessments for credit related regulatory requirements, follow-up throughout the closure of risks and gaps identified.
• Perform post-disbursement monitoring and conduct credit portfolio management to ensure compliance with credit policies and relevant regulation requirements.
• Monitor overall credit qualities of the credit portfolios and business segments
• Compile credit risk reporting and regulation reporting to risk management committee and regulators.
• Provide User Requirements during the system development and perform UAT testing of the Branch’s credit systems and projects.
• Review the level of ECL and/or non-performing loan to ensure sufficiency general and/or specific provisions are provided.

• University degree or equivalent.
• Over 8 years of experience in credit risk management to consumer banking customers (min 4 years in credit risk management policy and credit portfolio management in total) is a MUST
• Private banking and/or PWM credit approval experience is a plus
• Good understanding of overall credit risk management
• In-depth knowledge with credit-related Banking Ordnances and regulations, HKMA SPM / guidelines, Basel III final reform and related controls. Familiar with Lombard Lending business and advantage for wealth lending experience.
• Business analyst with good understanding of project management, system development and system life cycle
• Self-motivated team player who is also capable of working independently
• Good command in English, Mandarin Chinese (spoken), and Chinese typing.

Interested parties please send your resume with current & expected salary by clicking “Apply Now” button.
All information provided by applicants will be treated in strict confidence and handled confidentially for recruitment purpose only. Applicants who are not contacted within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months.

*We do not accept solicitations from recruitment agencies*

Ping An Bank Co., Ltd. (SZSE stock abbreviation: PAB; stock code: 000001) is a nationwide joint-stock commercial bank headquartered in Shenzhen. Ping An Insurance (Group) Company of China, Ltd. is the controlling shareholder of Ping An Bank. As of December 2018 Ping An Bank provided diversified financial services to clients through 80 branches and 1,057 outlets across China.

We are setting up a new branch in Hong Kong and sincerely inviting high calibre professionals to join us for the following position.