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Credit Analyst (Institutional Credit)

Job Information

  • Post Date:2022-10-19
  • Career Level:Middle
  • Location:Central
  • Yr(s) of Exp:3 years
  • Qualification:Degree
  • Employment Type:Full Time, Permanent
  • Job Function:Banking / Finance  Credit Analysis / Approval  Corporate Finance  Financial Services
  • Benefits:Education allowance, Medical insurance, Performance bonus, Five-day work week

Job Description

Responsibilities:
  • Responsible for processing evaluation on Financial Institutions (banks and non-bank FI) credit applications and preparing credit opinion/ recommendation to the credit approvers
  • Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority
  • Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues
Requirements:
  • University graduate with major in Accounting, Finance or related disciplines
  • Minimum 3 years of banking experience in relationship management, credit review, analysis or approval for FI/ large corporate / middle-market sector. The experience on FI credit review is preferred.
  • Solid knowledge in financial analysis, banking law and practice
  • Self-motivated, independent with an analytical mindset and ability to work under pressure
  • Strong interpersonal, communication, negotiation and presentation skills with experience in working with senior management level
  • Strong command of both written and spoken English and Chinese, including Putonghua
  • More experienced candidates will be considered for Manager positions

Company Info

Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is a licensed bank incorporated in Hong Kong. It has 53 branches, 18 “Elite Club” Wealth Management Centres and 4 commercial business centres in Hong Kong. It is principally engaged in banking, financial and other financial related services with focus on retail banking, commercial banking as well as corporate banking business. Chinese Mercantile Bank and ICBC (Asia) Investment Management Company Limited, the wholly-owned subsidiaries of ICBC (Asia), are specialized in the RMB services in Mainland China and the investment management businesses with a focus on Asia respectively. ICBC (Asia) is the flagship of Hong Kong banking business of Industrial and Commercial Bank of China Limited, the largest commercial bank in Mainland China (in terms of total assets).

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