Reporting to General Manager and Senior Credit Officer, this new incumbent will act as a credit officer under Global Credit Department (Hong Kong) with the focus on Corporate Finance and Structured Finance in Hong Kong and Greater China.

Job Duties & Responsibilities:

• Review and assess relevant types of applications including credit application, grading application, self-assessment, monitoring, asset disposal, etc. prepared by front office, and compose sound recommendations for seeking approval from relevant authorities on a timely manner
• Be vigilant and highly alert to creditworthiness of clients including market situations, provide advice to the related departments on proper credit-related actions whenever necessary
• Prepare credit recommendation memo of applications and seek for approval from senior approver
• Perform credit risk analysis to existing customers as well as industry or market research and analysis to ensure the bank’s asset portfolio is in good shape
• Highlight potential credit risks of customer and provide comments and recommendations to management
• Answer enquiries from other relevant departments, head office or regulatory bodies on related matters when necessary
• Handle ad hoc project as required

Requirements:

• Bachelor degree holder or above, preferably in Finance, Banking or Economics related disciplines
• 10 years of banking related work experience with minimum 5 years’ relevant experience in corporate lending or credit risk management with exposure mainlyin Hong Kong and Greater China market
• Familiar with various corporate finance facilities, structured finance such as property finance
• Independent, attend to details, good analytical and problem-solving skills
• A good team player with excellent communication, presentation and interpersonal skills
• Good command of spoken and written English and Chinese.
• Proficient in using PC and MS Offices

Please apply with detailed resume stating latest and expected salary by email via "Apply Now". 

SMBC is an equal opportunity employer. We are committed to fostering a diversified and inclusive workplace and removing barriers to provide equal access to employment.

Application details will be used only for recruitment purposes, and will be destroyed after 1 year. Applicants not contacted after 6 weeks may consider their applications unsuccessful.