Credit Risk Manager - Mox - (2200026379)
Standard Chartered Bank (Hong Kong) Ltd
- Company Industries：Financial Services
Job Information
- Post Date：2022-10-19
- Career Level：Middle
- Location：Not Specified
- Qualification：5 years
- Employment Type：Banking / Finance, Others, Risk Management
- Job Function：Banking / Finance Others Risk Management
Job Description
About Mox
Mox is built by and for the ones who aspire to live life to the fullest – we call them Generation Mox!
The name Mox reflects the endless opportunities we can create, - Mobile eXperience; Money eXperience; Money X (multiplier), eXponential growth, eXploration… it’s all up for us to define together.
Why Mox
Mox helps you grow – your money, your world, your possibilities. We equip you with the financial management tools, information and insights you need to make your dreams, big or small, come true.
Everything at Mox – from our products, features, to rewards – is designed based on customer research, tailor made for your needs. We care about what customers care about, especially in data security and privacy. Data ethics is core to everyone here at Mox.
Mox rewards you with an array of banking and lifestyle benefits. Who says banking can’t be fun?
Who are we looking for
Work with the Head of Credit Risk to design strategies throughout the credit life-cycle, including acquisition, portfolio management, and collections. Previous credit policy experiences a plus.
Responsibilities
- Evaluate through regular quantitative analysis, acquisition and portfolio performance review on new product/program, credit card line increase/decrease and portfolio risk analysis for all loan products under Retail Banking aiming at refining credit policy/guidelines and improving efficiency/effectiveness of business/ marketing programs.
- Perform credit portfolio analysis, prepare periodic and ad-hoc risk reports
- Design and prepare MIS reporting, conduct issues investigation
- Assist to develop and update relevant risk management and risk control policies or procedures
- Ensure compliance with internal policies and local governance requirement and processes
Requirements
- Minimum 5 years of consumer credit management experience covering Unsecured Lending
- Previous acquisitions or portfolio management credit policy experiences, and/or decision engine experiences is a plus.
- Familiar with Python, proficient in SQL or at least one scripting language; Strong professional knowledge of data mining
- Demonstrated track record in successful management and ability to manage risk.
- Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements
- Result oriented, dedicated who can work on own initiative and can deliver on time under pressure with a high level of integrity and flexibility, attention in details and quality standard.
Company Info
The world's best international bank, leading the way in Asia, Africa and the Middle East Standard Chartered PLC, listed on both London and Hong Kong stock exchanges, ranks among the top 25 companies in the FTSE-100. The London-headquartered Group has operated for over 150 years in some of the world's most dynamic markets. Its income and profits have more than doubled over the last five years primarily as a result of organic growth and supplemented by acquisitions.
Standard Chartered aspires to be the best international bank for its customers across its markets. The Bank derives more than 90 per cent of its operating income and profits from Asia, Africa and the Middle East, generated from its Wholesale and Consumer Banking businesses. The Group has around 1,750 branches and outlets located in over 70 countries.
The extraordinary growth of its markets and businesses creates exciting and challenging international career opportunities. Leading by example to be the right partner for its stakeholders, the Group is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. It employs 75,000 people, nearly half of who are women. The Group's employees are of 115 nationalities, of which 60 are represented among senior management.
Standard Chartered is an equal opportunity employer. We have a meritocratic culture where each individual employee is valued and respected for who they are as a person and for what they bring to the organisation. Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage.
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