With excited opportunities under our Risk Management Group, we welcome talented high caliber candidates to join us and experience the journey to develop your career as an all-rounded professional in our Credit Risk Management function.

As an Associate, you will participate and rotate into various functions of risk management group to obtain an understanding of business operation, processes and functions.  Key areas of experience lie across following functions:

• Credit Risk Governance: To assist in the formulation of the Bank's credit strategy and policies, and the execution of risk controls, monitoring and regular reporting to ensure their effective implementation in compliance with the prevailing regulatory requirements and internal risk management purposes;

• Corporate Credit Approval: Support to perform risk assessment on credit proposals in accordance with laid down credit policies and regulatory requirements; Assist to identify credit risk inherent in credit proposals and assess the extent of acceptance with respect to Bank’s risk appetite;

• Portfolio Management: To perform on-going monitoring, control and review on clients’ portfolio, and to Support the analysis and monitoring of credit quality of loan portfolios and post loan monitoring function;

• Risk Assets Management: To perform ongoing account monitoring & risk control for the Bank’s non-performing loans(“NPL”); Follow up on NPL workout / recovery progress, validation of loan classification and impairment allowance, case sampling & end-to-end review against the NPL portfolio and monitoring on changes in the Bank’s loan asset quality. 

 Requirements

• Degree holder in Risk Management, Finance, Accounting, Business, Quantitative Analysis or related disciplines
• 1 - 3 years’ risk management experience in banking is preferred (other experience in banking sector would be considered)
• Sound knowledge in risk management field in banking industry will be an advantage 
• Self-motivated individual with strong risk mindset and control sense
• Detail-minded, organized and able to work independently
• Effective communication and interpersonal skills
• Good command of written and spoken English and Chinese (including Putonghua)

For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries.

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.