Senior Credit Analyst
Bangkok Bank Public Co Ltd
- Company Industries:Others
Job Information
- Post Date:2024-06-26
- Location:Central
- Employment Type:Full time
- Others:Excellent career development
Medical, dental and life insurance - Job Function:Credit
- Benefits:Discretionary bonus
Job Description
Established in 1944, Bangkok Bank is one of the largest regional banks in Southeast Asia. We are a leading bank in Thailand and a market leader in corporate and business banking serving large corporations and multinationals across a wide range of industries.
Our international network includes more than 200 overseas branches in 14 economies - Cambodia, China, Hong Kong, Indonesia, Japan, Laos, Malaysia, Myanmar, the Philippines, Singapore, Taiwan, the United Kingdom, the United States and Vietnam. We are the only Thai bank with a substantial presence in China, through our wholly-owned subsidiary Bangkok Bank (China). We provide customers with financial and business advice and work with them as a trusted partner to create value for their business.
We are now seeking a high caliber candidate to join our Hong Kong Branch.
Responsibilities:
- Review and evaluate credit applications submitted by business unit. Collect and obtain relevant information and clarification for performing credit analysis. The analysis is to be submitted to Department Head and present to Loan Committee
- Check if credit application is in compliance with credit policies, General Underwriting Standards & other related guidelines
- Check and ensure correctness of financial spreading in Bualuang metrics conducted by business unit
- Conduct Credit Risk Rating (CRR) and review Facility Risk Rating (FRR) given by the business unit
- Participate in customer visits jointly with the business unit upon request of business unit
- Check the compliance of financial covenants upon receiving borrowers' financial statement from business unit and report the non-compliance to Department Head
- Conduct due diligence checking for local beneficiaries/buyers/suppliers of credit customers
- Prepare industries analysis and portfolio analysis
- Assist Department Head in training and management work
- Assist Credit Manager in formulating credit risk policy to optimise the risk exposure of the bank
- Supervise and provide guidance to junior staff
- Prepare departmental reports
- Undertake any other ad-hoc assignments given by Department Head
Requirements:
- Degree holder preferably in Finance and Accounting
- At least 8 years' experience in credit risk management and analysis, including 5 years at supervisory level
- Enhanced Competency Framework (ECF) on Credit Risk Management (CRM) qualification is preferred
- Strong financial and cash flow analysis skills
- Good analytical, problem-solving and analysis report-writing skills
- Strong knowledge of key credit risk indicators and economic factors impacting credit quality
- Self-motivated, good team player and able to follow tight deadlines
- Proficient in both spoken and written English and Chinese
We offer excellent career prospects to the right candidate. Salary will be commensurate with qualifications and experience. Interested parties please apply with full resume, stating current / expected salary and availability.
Personal data provided by job applicants will be used solely for considering suitability for the post and strictly in accordance with our personal data policies which are available on request.
(Only shortlisted candidates will be contacted.)
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