Credit Analyst
ECG Digital Commerce Limited
- Company Industries:Others
Job Information
- Post Date:2024-07-15
- Location:Hong Kong
- Employment Type:Full time
- Others:Credit assessment of applications
Credit management reports
Sizeable Multi-national Corporation Exposure - Job Function:Business Services Corporate Advisory
Job Description
Key Responsibilities:
- Conducts credit assessment and approval of credit applications of merchants ranging from SME to Global Multinational Corporation
- Perform financial analysis and prepare credit proposals / annual review for credit facilities to clients
- Manage credit re-assessment on accounts which are imposed with conditions of approval upon onboarding to ensure no breach of covenants and implement necessary risk-mitigating actions Work and liaise with Merchants, Sales and Risk Team for investigation and follow-up action on daily basis
- Conduct regular review and monitor portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio
- Make recommendations to management team for risk mitigating actions
- Prepare regular management reports assist in system enhancement changes
- Partners with the Management Team to drive business results and promote consistent execution between various groups
- Other job responsibilities and ad hoc projects as needed and as assigned
Requirements:
- University degree holder in Business Administration, Finance and Accounting or related disciplines
- 2 - 3 years solid working experience in credit underwriting and trade finance
- Candidates with formal credit analysis/assessment training will have advantage
- Excellent interpersonal and communication skills
- Excellent organization and prioritization skills, strong analytical and detailed- minded
- Able to work under pressure and determined to meet tight deadlines
- Proficient in Reading and Writing in English and Chinese (Mandarin)
- Excellent Excel Skills and well based in other MS Office Applications like Word, Access and PowerPoint
Attractive remuneration package and excellent career development opportunities will be offered to the successful candidate. For Interested parties, please apply with a detailed resume stating present and stating present and expected salary by clicking "Apply Now".
Personal data collected will be used for recruitment purposes only and be treated in strict confidence. We treat all applicants for employment in the same way, regardless of age, gender, marriage and civil partnership, race, disability, religion or belief.
Company Info
ECG Digital Commerce Limited
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