Job Responsibilities

• Monitor and analyze non-performing assets, prepare MIS reports to management, head office and regulatory authorities
• Coordinate internally for impairment forecasts of non-performing loans on a monthly basis. Work with the Finance and Accounting Department to prepare monthly provisioning and adjustments
• Responsible for polices and handling procedure updates for accounting treatments of non-performing loans together with the Finance and Accounting Department or other related departments
• Responsible for communications and reporting on asset qualities, internal controls and compliance returns with other departments, external auditor and regulatory authorities
• Undertake regular follow-ups and reviews of internal controls and compliance returns, update internal handling procedures where needed
• Perform annual review of external debt collection agents

Job Requirements

• University graduate with major in Business, Finance, Statistics or Banking with qualifications such as CPA, ACCA as an advantage
• Minimum 5 years banking experience and over 3 years of experience in Finance, Debts Recovery, Commercial Lending, or credit function is preferable
• Working experience as a business data analyst, auditor in international or big local accounting firms can also be considered
• Knowledge in statistics and proficiency in Excel, SAS and other data analytical tools/software
• Understanding of corporate and consumer products/services offered by ICBCA as well as the business, financial, market and the need/challenges of assigned NPL customers
• Understanding of banking operating management process and banking regulations
• Good communication and interpersonal skills. A team player to work with other departments
• Good command of both written and spoken Chinese (Mandarin) and English.