We’re currently looking for a high caliber professional to join our team as Officer, Credit Initiation Underwriting - Hybrid (Internal Job Title: Credit Maintenance Analyst– C10) based in Hong Kong.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

In this role, you’re expected to:

• Support processing and credit underwriting functions on Lending Products Applications (Mortgage, Investment and Premium Financing Loans) and processed within the established processing turnaround time as well as meeting productivity benchmark
• Perform credit assessment activities (including client profiling assessment, credit risk analysis, credit proposal writes up and credit underwriting for new application / line maintenance / annual review) for consumer clients
• Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
• Review client’s application and loan documents as part of credit underwriting process 
• Render support on quality check (eg. day 2 review, quality assurance framework, etc) to ensure compliance with the regulatory requirement, prevailing policy, and procedure
• Provide administrative support surrounding application processing and portfolio activities (like conducting annual review on existing account holders)

As a successful candidate, you’d ideally have the following skills and exposure:

• 3-5 years prior experience in a financial institution 
• Experience in credit operations or similar position
• Ability to work in a team-oriented environment
• Bachelor’s degree/University degree or equivalent experience