Deputy Manager to Manager, Personal Credit, Credit Approval Department
Industrial and Commercial Bank of China (Asia) Limited
- Company Industries：Banking
Job Information
- Post Date：2022-08-25
- Career Level：Middle
- Location：Kwun Tong
- Yr(s) of Exp：4
- Qualification：Degree
- Employment Type：Permanent
- Job Function：Banking / Finance Credit Analysis / Approval
- Benefits：Medical insurance, Five-day work week
Job Description
- Perform credit assessment and approval function for credit cards, unsecured loan applications and private banking facilities
- Assist to fine-tune credit guidelines and approval criteria to cater system parameter setting
- Streamline the workflow and other operation issues
- Perform user acceptance test on Credit Card / Loan Application Processing System
- Ensure the fulfillment of compliance in credit assessment and daily operations
- Perform daily operation and provide supporting service to Section Head
- Participate in ad hoc projects
- University graduate with major in Business Administration, Finance or related disciplines
- Minimum 4-5 years work experience in assessing retail credits
- Experience in credit assessment of private banking facilities and system development / testing is an advantage
- Knowledge in retail and private banking products such as credit card, personal loans and private banking wealth management products
- Proficiency in PC software operation, e.g. MS Office, Excel, PowerPoint
- Good communication and interpersonal skills
- Work independently and self-motivated
- Good command of written and spoken English and Chinese
- Candidate with less experience may be considered as Assistant / Deputy Manager
Company Info
Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is a licensed bank incorporated in Hong Kong. It has 53 branches, 18 “Elite Club” Wealth Management Centres and 4 commercial business centres in Hong Kong. It is principally engaged in banking, financial and other financial related services with focus on retail banking, commercial banking as well as corporate banking business. Chinese Mercantile Bank and ICBC (Asia) Investment Management Company Limited, the wholly-owned subsidiaries of ICBC (Asia), are specialized in the RMB services in Mainland China and the investment management businesses with a focus on Asia respectively. ICBC (Asia) is the flagship of Hong Kong banking business of Industrial and Commercial Bank of China Limited, the largest commercial bank in Mainland China (in terms of total assets).
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