WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu) as well as multiple online financial services in Hong Kong, Mainland China, and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.  

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab! 

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable. 

Join us to build a better financial future for everyone! 

About You

• You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment

• You enjoy doing purpose-led and meaningful work

• You have a strong thirst for knowledge and are driven to find solutions that don't exist yet

• You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective)

• You always find a way to get things done without sacrificing the quality of your work, integrity, and values

• No task is off limits for you

• You are humble and prioritize the success of the team over your own with an eagerness to help those around you

• You don't shy away from challenges and can bounce back from setbacks
  

What you’ll do and what success looks like in this role 

• Report to Head of Operations and lead the team to oversee payment, card and fulfillment operations, ensuring smooth and efficient delivery with full regulatory compliance

• Manage end-to-end payment operations, including FPS, local remittance, and global fund transfers, ensuring timely and accurate execution

• Oversee Mastercard transaction processing, including settlement, dispute handling, and chargeback management, ensuring compliance with card scheme rules and regulatory requirements

• Handle fraud monitoring and implement safeguards for payment and card risks, including mis-transfer of funds, BIN attacks, fraudulent transactions, card fraud alerts, and other fraud control measures

• Govern the end-to-end fulfillment process, including campaign setup, validation, execution, and coordination with stakeholders to ensure accurate, timely, and compliant delivery

• Initiate and own projects related to process streamlining, AI automation, and system enhancements to improve operational efficiency
  

What is required and what we’re looking for 

• Degree holder in Business Administration or equivalent disciplines

• Minimum 10 years’ experience, with at least 5 years in a supervisory role covering payment and card settlement

• Experience with AI, automation or process transformation is an advantage

• Strong knowledge of HKMA regulatory requirements and card scheme compliance

• Organized, responsible, and proactive in identifying improvement opportunities

• Team leader with multi-tasking skills, a can-do attitude, and ability to work under pressure with tight timelines

• Excellent communication and problem-solving skills

• Good verbal and written English and Chinese
  

Perks and Benefits to enrich your experience at WeLab:

• Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn

• Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends

• Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge

• Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc.

• A big and contagious smile on everyone’s face to make you happier :)

WeLab’s Awards & Recognitions:

• Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong  

• CNBC Disruptor 50: the only Hong Kong-based company on the list 

• Financial Times Asia-Pacific High-Growth Companies: #2 in ranking  

• The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking 

We offer a competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the "Apply" button below.

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.

WeLab is a leading fintech company in Asia with one of the first virtual banks established in Hong Kong. WeLab provides financial services by creating seamless digital experiences\nto over 36 million customers across Hong Kong, Mainland China, and Indonesia.\nUsing its proprietary risk management technology and advanced AI capabilities, WeLab effectively analyzes unstructured mobile big data within seconds to\nprovide innovative financial services and offer consumer financing solutions for individual customers. The company also offers B2B enterprise solutions by partnering with traditional financial institutions, which utilize WeLab’s technology to offer fintech-enabled\nservices to their customers. WeLab operates WeLend and WeLab Bank in Hong Kong, Wallet Gugu (钱夹谷谷) and Tianmian Tech (天冕科技) in Mainland China and Maucash in Indonesia.\nWeLab’s investors include Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison’s TOM Group, International Finance Corporation (a member\nof the World Bank Group), Alibaba Entrepreneurs Fund, Sequoia Capital and ING Bank.